/*-----------------------------------------------------------------------------------*/ /* 1. RFBWP Columns * @deprecated since 2.0 /*-----------------------------------------------------------------------------------*/ function rfbwp_column_shortcode($atts, $content) { extract(shortcode_atts(array ( 'class' => '' ), $atts)); $i = $GLOBALS['rfbwp_column_count']; $GLOBALS['rfbwp_column'][$i] = do_shortcode ($content); $GLOBALS['rfbwp_column_class'][$i] = $class; $GLOBALS['rfbwp_column_count']++; } add_shortcode('rfbwp_column', 'rfbwp_column_shortcode'); function rfbwp_columns_shortcode($atts, $content = null ) { $GLOBALS['rfbwp_column_count'] = 0; do_shortcode ($content); extract(shortcode_atts(array( 'type' => '' ), $atts, $content)); $output = '
'; $output .= $GLOBALS['rfbwp_column'][0]; $output .= '
'; $output .= '
'; $output .= $GLOBALS['rfbwp_column'][1]; $output .= '
'; return $output; } add_shortcode('rfbwp_columns', 'rfbwp_columns_shortcode'); /*--------------------------- END Columns -------------------------------- */ /*-----------------------------------------------------------------------------------*/ /* 1. ToC Generator /*-----------------------------------------------------------------------------------*/ function rfbwp_toc_shortcode( $atts, $content = null ) { try { $items = json_decode( $content ); } catch (Exception $e) { $items = array(); } if( empty( $items ) ) return; $return = ''; return $return; } add_shortcode('rfbwp_toc', 'rfbwp_toc_shortcode'); add_filter( 'no_texturize_shortcodes', 'rfbwp_prevent_wptexturize' ); function rfbwp_prevent_wptexturize( $shortcodes ) { $shortcodes[] = 'rfbwp_toc'; return $shortcodes; } /*--------------------------- END ToC -------------------------------- */ ?>/* ---------------------------------------------------------------- */ /* Add Flipbook to Visual Composer /* ---------------------------------------------------------------- */ global $mpcrf_options; $books = array(); $books_shelf = array(); if( isset( $mpcrf_options[ 'books' ] ) ) foreach( $mpcrf_options[ 'books' ] as $book ) { if( $book['rfbwp_fb_name'] != '' ) $books[ $book[ 'rfbwp_fb_name' ] ] = strtolower( str_replace( " ", "_", $book[ 'rfbwp_fb_name' ] ) ); } foreach( $books as $key => $value ) { $books_shelf[] = array( 'value' => $value, 'label' => $key ); } if( function_exists( 'vc_map' ) ) { vc_map( array( 'name' => __('Flipbook', 'rfbwp'), 'base' => 'responsive-flipbook', 'class' => '', 'icon' => 'icon-rfbwp-flipbook', 'category' => __('MPC', 'rfbwp'), 'params' => array( array( 'type' => 'dropdown', 'heading' => __('Select Flip Book', 'rfbwp'), 'param_name' => 'id', 'value' => $books, 'admin_label' => true, 'description' => __('Select which FlipBook you would like to display.', 'rfbwp') ), ) ) ); vc_map( array( 'name' => __('Flipbook Popup', 'rfbwp'), 'base' => 'flipbook-popup', 'class' => '', 'icon' => 'icon-rfbwp-flipbook-popup', 'category' => __('MPC', 'rfbwp'), 'params' => array( array( 'type' => 'dropdown', 'heading' => __('Select Flip Book', 'rfbwp'), 'param_name' => 'id', 'value' => $books, 'admin_label' => true, 'description' => __('Select which FlipBook you would like to display.', 'rfbwp') ), array( 'type' => 'textarea', 'heading' => __('Popup content', 'rfbwp'), 'param_name' => 'content', 'value' => 'Click me!', 'admin_label' => true, 'description' => __('Specify text to trigger popup Flipbook.', 'rfbwp') ), ) ) ); vc_map( array( 'name' => __('Flipbook Shelf', 'rfbwp'), 'base' => 'flipbook-shelf', 'class' => '', 'icon' => 'icon-rfbwp-flipbook-shelf', 'category' => __('MPC', 'rfbwp'), 'params' => array( array( 'type' => 'autocomplete', 'heading' => __( 'Select flip books', 'rfbwp' ), 'param_name' => 'ids', 'description' => __( 'Select which FlipBooks you would like to display.', 'rfbwp' ), 'settings' => array( 'multiple' => true, 'values' => $books_shelf, ), 'admin_label' => true, ), array( 'type' => 'dropdown', 'heading' => __('Select style', 'rfbwp'), 'param_name' => 'style', 'value' => array( __( 'Classic', 'rfbwp' ) => 'classic', __( 'Light Wood', 'rfbwp' ) => 'wood-light' , __( 'Dark Wood', 'rfbwp' ) => 'wood-dark', __( 'Custom Color', 'rfbwp' ) => 'custom-color', __( 'Custom Image', 'rfbwp' ) => 'custom-image', ), 'admin_label' => true, 'description' => __('Select which shelf style you would like to display.', 'rfbwp') ), array( 'type' => 'colorpicker', 'param_name' => 'color', 'heading' => __( 'Shelf color', 'rfbwp' ), 'description' => __( 'Select shelf custom color', 'rfbwp' ), 'std' => '#e0e0e0', 'admin_label' => true, 'dependency' => array( 'element' => 'style', 'value' => array( 'custom-color' ), ), ), array( 'type' => 'attach_image', 'param_name' => 'image', 'heading' => __( 'Shelf image', 'rfbwp' ), 'description' => __( 'Select shelf custom image', 'rfbwp' ), 'std' => '', 'admin_label' => false, 'dependency' => array( 'element' => 'style', 'value' => array( 'custom-image' ), ), ), ) ) ); function rfbwp_vc_style() { wp_enqueue_style( 'rfbwp_vc_style', MPC_PLUGIN_ROOT . '/massive-panel/css/vc.css' ); } add_action( 'admin_enqueue_scripts', 'rfbwp_vc_style' ); } "My Spouse's Loans Are Destroying Our Everyday Everyday Lives": 36 Financial Decisions People Regret - VAVARUNWAY

“My Spouse’s Loans Are Destroying Our Everyday Everyday Lives”: 36 Financial Decisions People Regret

“My Spouse’s Loans Are Destroying Our Everyday Everyday Lives”: 36 Financial Decisions People Regret

You have been warned.

We asked users of the BuzzFeed Community to share with you their worst economic choices. A person makes (the average student debt in the US is more than $32,000), it’s not entirely surprising that many of the responses involved school — taking out large student loans, choosing the wrong program, or not understanding the financial aid process as college is one of the biggest investments. Other people told stories about ex-partners, automobiles, and credit automobiles. Anyone also admitted that he regrets marrying someone with so much debt while he loves his wife.

Experiences like these harmed, and they are difficult to speak about. We asked visitors to start up about their mistakes to make certain that, hopefully, you’ll study from them.

Listed below are 36 big decisions that are financial state they regretted.

1. Her loans are just about destroying our everyday lives.

We married somebody having great deal of education loan financial obligation. Aren’t getting me personally incorrect, i really like my partner a lot more than any such thing in this world that is whole but had we known the negative impact her loans might have on our life, i might have inked things differently. Her loans are just about destroying our life. They will have managed to make it therefore we essentially can not do just about anything, despite the fact that both of us make decent money. There are not any holidays, no brand new garments, no brand new automobiles, no family savings, no your retirement records, struggles on a monthly basis and specially all over holiday breaks, once we can not manage to purchase our families gifts. Every cent needs to be thought about inside our life sites like national payday loans. I will be very nearly 40, and I also have always been a prisoner to her debt. I do not think individuals understand so just how student that is damaging could be. She’s now paid more right right back than her original loan ended up being for, but nonetheless owes the exact same quantity she borrowed. They just never go away if you can’t make double or triple payments. Our company is presently spending over $10,000 an in interest alone year. It is killing us, both economically and mentally. There isn’t any break from stress EVER. If i possibly could return back, I would stick with my spouse not marry her, and I would keep our funds split. We’m sure I appear to be an insensitive cock, nevertheless the quantity of stress i have done over her loans is sufficient for 2 lifetimes.

2. I will be $150,000 with debt during the chronilogical age of 25.

Likely to university. I am aware why these times, you can’t begin a vocation minus the degree. But being $150,000 with debt during the chronilogical age of 25 is heart crushing. We can’t also pay for medical insurance through my work due to my loan re payments. We can’t also begin my entire life this indicates.

3. We taken care of my ex-husband’s college training.

When he experienced nearly all of their promotions, he went down with certainly one of my closest friends.

4. We took a “temporary” task after university.

We took a “temporary” task after university, instead of going directly into the things I must have been doing. Remained for just two years and ended up being living away from charge cards because my pay had been therefore low, but I became too broke to maneuver two states away to call home with my moms and dads. I expanded a complete great deal as an individual, however now We have a large amount of credit debt. It had been extremely tough to have a job that is“real, and I’m years behind where i will be within my job, leaving me economically stunted when compared with my buddies. I will took more measured steps in place of leaping for something easy/fun on a whim.

5. A bunch was sold by me of stock choices to reinvest in your your retirement funds.

We began having a startup that is internet in 1997. They given out a small amount of stock|amount that is small of options — which expanded exponentially in value through the years, specially with splits. We hung in there for 5 years, enabling my choices to vest fully. These people were well worth several hundred thousand when I left to have a less job that is stressful.

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